Trusted Home Care
in Maryland
Get Paid by Maryland Medicaid!
Family Love Care helps Maryland families access CFC, CPAS, and CO Waiver programs so you can get paid for caring for your loved ones.
Family Love Care is the licensed home care agency that guides you through the Maryland Medicaid enrollment process — and stays involved for the duration of your care.
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Overview
Get Paid to Care for Your Loved Ones in Maryland
Are you currently providing personal care for an aging parent, a disabled adult child, a friend, or another person you care about in Maryland? If so, you may be eligible to get paid for the daily care and support you already provide. Maryland offers several Medicaid program paths that allow a family caregiver to receive financial compensation, ensuring that families can stay together in their own homes rather than facing nursing home placement.
At Family Love Care, we help caregivers navigate the Maryland Department of Health and programs like Community First Choice (CFC) and CPAS so they can receive compensation for providing personal care at home. These programs recognize that trusted caregivers — whether family members, friends, or others — often provide the most consistent and compassionate support for individuals who need help with daily living.
Understanding the Role of a Paid Family Caregiver in Maryland
A family caregiver often begins as an informal caregiver, stepping in to help a friend or family member with daily living activities like meal preparation, personal hygiene, and mobility. Over time, these responsibilities grow. Under these models, the person receiving care is eligible to hire their own caregivers, which can include adult children or other relatives.
To get paid through Maryland Medicaid, you must follow a specific enrollment process. This usually involves a background check and basic caregiver training to ensure the safety and health of the care recipient. Once approved, you become a paid caregiver and part of the state's long-term care solution.
Not sure which program is right for you?
Select the situation that best describes your family
Programs
Maryland Medicaid Program Options
Community First Choice (CFC)
The primary way to get paid to provide care in Maryland. CFC offers community-based services to those who meet a nursing home level of care.
No waiting list — begin immediately if eligible!
- Consumer Directed Care: Choose who you hire, including adult children and even a spouse
- Comprehensive Support: Personal care, respite care, and assistive technology
- Competitive Pay: Rates have seen a steady rise in Maryland
Community Personal Assistance Services (CPAS)
For those who need assistance with one or two activities of daily living. CPAS helps individuals maintain independent living while receiving necessary support.
- Consumer Directed Care: Choose who you hire, including adult children and even a spouse
- Health-related support and homemaker services
- Our case management team helps determine if your family qualifies
- Competitive Pay: Rates have seen a steady rise in Maryland
Community Options (CO) Waiver
A vital Medicaid waiver for those who may have slightly higher income levels but still require long-term care. Often used by those transitioning from assisted living or nursing homes.
- Broad range of services: adult day care, respite care, and care management
- Top choice for families seeking a paid family caregiver arrangement
Caregiver Compensation
2026 Updates: Higher Pay Rates for Maryland Caregivers
Current Rate
$15–18/hr
Depending on program, location, and care needs
Payment
Bi-weekly
Waiting List
None (CFC)
Direct Deposit
Bi-weekly
Eligibility
Eligibility Requirements for Maryland Medicaid Programs
To be eligible for these services, both the care recipient and the family caregiver must meet certain criteria set by the Maryland Department of Health:
Medicaid Eligibility: The person receiving care must meet the financial and clinical criteria for Maryland Medicaid.
Clinical Assessment: A health professional must verify that the individual needs help with daily living activities.
Resident Status: The loved one must be a resident of Maryland.
Provider Approval: The paid caregiver must pass a background check and complete any required enrollment process.
Why FLC
Why Choose a Professional Agency Like Family Love Care?
Navigating the Department of Health and Medicaid waiver programs can be exhausting for a family caregiver who is already busy with daily care. We provide the financial assistance and case management needed to make the system work for you.
We believe that family members provide the most consistent care. By helping you get paid, we ensure that your loved one receives the best possible personal care in a familiar environment.
Expert Enrollment Guidance
We help caregivers navigate the Maryland Medicaid enrollment and application process, ensuring paperwork is completed correctly to avoid delays or denials.
Faster Approvals
Our experienced team helps streamline the process so many caregivers can begin services sooner.
Proactive Case Management
Our care team works closely with families to help maximize approved care hours and ensure the care plan continues to meet your loved one's needs.
Nursing Oversight
Our nursing team monitors care and supports the well-being of your loved one to maintain quality and safety.
Ongoing Caregiver Support
Even after approval, we provide responsive customer support to help resolve issues quickly and keep services running smoothly.
Timely, Reliable Payroll
Caregivers receive consistent, on-time pay with a simple system for submitting hours and documentation.
Moving Away from Nursing Homes
The trend in Maryland is clear: more families are choosing community-based services over nursing homes or assisted living facilities. With the right Medicaid program, the financial burden of long-term care is lifted. Whether you are providing personal hygiene assistance or managing complex health needs, you deserve to get paid.
In many cases, the cost of adult foster care or a nursing facility is much higher than the cost of keeping a loved one at home with a paid caregiver. By utilizing coordinated caregiving, Maryland is saving money while improving the quality of life for its citizens.
Comparison
Program Comparison
Compare eligibility, services, and requirements across Maryland Medicaid programs
CFC — Medicaid State Plan
Community First Choice
Program type
Waiting list
ADL requirement
Family caregivers
Agency required
CPAS — Medicaid State Plan
Community Personal Assistance
Program type
Waiting list
ADL requirement
Family caregivers
Agency required
Medicaid Waiver
Community Options Waiver
Program type
Waiting list
ADL requirement
Family caregivers
Agency required
FAQ
Frequently Asked Questions
Care for a Loved one —
And get paid!
With Family Love Care, you can get paid to care for a family member or friend!
Paid by Medicaid!
Contact Us to Learn More
Sign in to auto-fill your info
Your data is secure, private, and HIPAA compliant.