MICH Benefits Guide

MI Coordinated Health Benefits: A New Era of Care

Explore everything MI Coordinated Health covers in 2026 — from integrated Medicare & Medicaid coverage and $210/month Healthy Benefits+ to home care services and dedicated care coordination.

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MI Coordinated Health integrated benefits

Integrated Benefits

All Your Benefits, One Coordinated Plan

Under MICH, Medicare and Medicaid benefits are combined into one coordinated plan. Medical, pharmacy, dental, and vision services are integrated under a single health plan with one website and one phone number.

The goal is simple: simplify your care, reduce confusion, and ensure all your services work together seamlessly.

Medical Services

Doctor visits, hospital stays, specialist referrals

Pharmacy

All prescription drug needs under one plan

Dental & Vision

Comprehensive dental and vision coverage included

One Plan, One Number

Single website and phone number for all your benefits

Chronic Condition Support

Enhanced Care for Chronic Conditions

For members with qualifying chronic conditions — diabetes, cardiovascular disorders, and more — MICH provides enhanced assistance that goes beyond standard coverage.

What's Included

  • Help with grocery shopping for condition-appropriate nutrition
  • Coordinated care across specialists and primary providers
  • Access to health plans designed for chronic care management
  • Pharmacy coordination for ongoing medications

Participating Plans

Plans like UnitedHealthcare and Humana coordinate these services specifically for members with qualifying chronic conditions, ensuring your care team works together.

Qualifying conditions include:

Diabetes, cardiovascular disorders, chronic heart failure, COPD, and other qualifying diagnoses.

Local Access

Available in Your Community

The 2026 rollout focuses on Macomb and Wayne counties, with additional regions including the Upper Peninsula and Southwest Michigan. Your Care Coordinator stays in regular contact. Behavioral health carve-outs are excluded from the integrated plan.

Contracted Insurers

Aetna Better Health

HAP CareSource

Humana

Meridian Health Plan

Molina Healthcare

Priority Health

AmeriHealth

UnitedHealthcare

Pagiging Karapat-dapat & Enrollment

Mga Karaniwang Tanong at Pagiging Karapat-dapat

Upang maging karapat-dapat para sa MI Coordinated Health (MICH), dapat kang naka-enroll sa parehong Medicare at buong Medicaid. Kung karapat-dapat, maaari kang magkaroon ng espesyal na enrollment period upang pumili ng MICH plan.

Ang MICH plans ay idinisenyo upang isama ang Medicare at Medicaid na mga benepisyo, kasama ang saklaw para sa pangmatagalang mga serbisyo at suporta. Habang ang mga provider ng plano ay nag-coordinate ng mga serbisyong tulad ng medikal na pangangalaga at preseksyon sa gamot, ang Family Love Care ay nakatuon sa pagtulong sa iyo na maunawaan at makaaccess ng mga serbisyong personal na pangangalaga na available sa ilalim ng iyong mga benepisyo sa pangmatagalang pangangalaga.

Para sa kumpletong mga detalye ng plano, kasama ang mga network ng provider at saklaw, inirerekomenda namin na bisitahin ang website ng estado o makipag-usap nang direkta sa isang kinatawan ng plano. Ang aming koponan ay nandito upang tulungan kang mag-navigate kung paano nakakaapekto ang MICH sa iyong mga serbisyong personal na pangangalaga at masiguro na makakatanggap ka ng suportang kailangan mo sa tahanan.

Healthy Benefits+

$210 Monthly Allowance

One of the most exciting MICH benefits is the Healthy Benefits+ monthly credit. Use it for groceries, essential items, and utilities every month.

Grocery Shopping

Healthy food to help manage chronic conditions like diabetes and cardiovascular disorders

Essential Items

Over-the-counter drugs, health supplies, and other essential personal care items

Utilities

Help with heating and electric bills to keep your home safe and comfortable

$210 / month — loaded to your Healthy Benefits+ card

Use it at participating stores and for approved utility payments. Unused balance does not roll over.

Home Care Services

Support Where You Live

Through Long-Term Services and Supports (LTSS), MICH members can receive help with daily living activities such as bathing, grooming, and meal preparation.

These services are available to individuals who need support at home — not just those trying to avoid a nursing facility. Eligibility is based on a functional assessment of your needs.

Family Love Care works directly with your health plan to provide home and community-based services (HCBS).

Bathing & grooming assistance

Meal preparation

Personal care support

Family caregiver options

Dedicated Care Coordinator

Your Personal Advocate

Every MICH member gets a dedicated Care Coordinator — not just a customer service rep, but a real advocate who knows your case and coordinates your entire care team.

Your Care Coordinator Will:

  • Perform a functional needs assessment to authorize LTSS hours
  • Coordinate between your doctor, pharmacy, and Family Love Care team
  • Help you access specialized care for qualifying chronic conditions

Out-of-Pocket Costs

Typically $0 for Covered Services

$0

Typical out-of-pocket cost for covered in-home personal care

When approved and provided in-network

Medical, Dental & Vision

No co-pays or deductibles for most covered services

Hearing Services

Included with no out-of-pocket costs

The FLC Difference

Why Family Love Care

While health plans manage your medical coverage, Family Love Care navigates the home care and caregiver side of your plan. We specialize in making sure you get every benefit you deserve.

  • Understanding your eligibility for personal care services
  • Helping families become paid caregivers
  • Guiding you through assessments, approvals, and documentation
  • Ensuring you receive the hours you qualify for

Health Plan vs. Family Love Care

Your Health Plan Manages

Medical coverage, prescriptions, dental, vision, hearing, and overall plan benefits

Family Love Care Manages

Home care services, caregiver enrollment, LTSS hour authorization, assessments, and documentation

Frequently Asked Questions

Mag-alaga ng Mahal sa Buhay
At mabayaran!

Sa Family Love Care, maaari kang mabayaran para alagaan ang isang miyembro ng pamilya o kaibigan!

Binabayaran ng Medicaid!

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