Maryland CPAS Eligibility 2026: Your Essential Guide
Understanding CPAS eligibility is the first step to keeping your loved one at home. We break down the medical requirements, financial criteria, residence rules, and application process into a clear plan for your family.
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Program Overview
Understanding CPAS Eligibility
CPAS is a State Plan entitlement — meaning there is no waitlist. The program serves older adults and individuals with disabilities who need help with daily living activities while remaining in their homes and communities.
Compared to the CO Waiver, CPAS is more accessible because it does not require a nursing facility level of care. If you need assistance with at least one Activity of Daily Living (ADL), you may qualify.
Hindi katulad ng maraming kumplikadong opsyon sa Medicaid waiver, ang Maryland CPAS program ay isang State Plan entitlement, nangangahulugang ang mga karapat-dapat na indibidwal ay maaaring makatanggap ng mga benepisyo nang walang pagantayan.
Ang programa ay nagbibigay ng mga serbisyong sa tahanan at komunidad para sa mga indibidwal na nangangailangan ng tulong sa mga pang-araw-araw na gawain, hindi lamang ang mga nangangailangan ng antas ng pag-aalaga sa nursing facility, na tumutulong sa mga tao na manatiling ligtas sa tahanan habang nakakatanggap ng suporta na kanilang kailangan.
Medical Necessity Requirements
CPAS requires a demonstrated medical need for assistance with daily living — but the threshold is more accessible than other Maryland programs
ADL Requirement
CPAS requires assistance with at least one Activity of Daily Living (ADL). This is more accessible than the CO Waiver and CFC, which require a full nursing facility level of care.
Independence Focus
The Maryland Department of Health designed CPAS to help individuals maintain their independence. The program supports those who need moderate assistance without requiring the higher level of care associated with nursing home placement.
Financial Eligibility Criteria
You must qualify for Maryland Medicaid first. Multiple pathways are available depending on your situation.
Ang Maryland Medicaid ay may maraming landas ng pagiging karapat-dapat, at ang mga hangganan ng kita ay nag-iiba depende sa edad, uri ng programa, at sitwasyon ng sambahayan. Maraming indibidwal na unang lumilitaw na higit pa sa kita ay mayroon pa ding pagsigla sa isa sa mga sumusunod:
SSI Pathway
SSI recipients automatically qualify for Maryland Medicaid, simplifying the CPAS application process.
Medically Needy (Spend-Down)
If your income exceeds the standard limit, you may still qualify by applying medical expenses toward the income threshold.
Asset Limits
Approximately $2,500 for an individual and $3,000 for married couples. Primary residence is typically excluded from the asset calculation.
Because eligibility rules are complex and updated annually, we strongly recommend contacting Family Love Care for a free eligibility pre-screening before drawing any conclusions about whether you qualify.
Residence Requirements
CPAS services must be delivered in an approved community setting — not in institutional facilities
Approved Settings
- Your own home
- Home of a family member or friend
- Approved community-based environments
Not Available In
Assisted Living Facilities
CPAS is not available for individuals residing in assisted living facilities. If a higher level of care is needed, the CO Waiver may be more appropriate.
Ang programa ay dinisenyo upang maghatid ng mga serbisyong pang-personal na pangangalaga sa tahanan habang pinapayagan ang mga indibidwal na manatiling konektado sa kanilang komunidad at sistema ng suporta.
Supports Planning and Case Management
Personal Plan of Care
After CPAS approval, you begin supports planning and case management. A supports planner is assigned to develop your personal plan of care, outlining the specific services and hours you receive.
This plan is tailored to your unique needs and is regularly reviewed to ensure it continues to serve you effectively.
Nurse Monitoring
Nurse monitoring is included with CPAS. A registered nurse (RN) conducts periodic visits to ensure:
- Care plan is medically appropriate
- Services are meeting current needs
- Changes in condition are identified and addressed
Ang patuloy na pagpaplano ng suporta at pagssubaybay ng nurse ay tumutulong na masiguro na ang iyong mahabang panahon na mga serbisyo at suporta ay nananatiling epektibo, flexible, at nakaakma sa iyong kalusugan at kaligtasan sa tahanan.
Self-Direction: Choose Your Own Caregiver
One of the most valuable benefits of CPAS is the ability to select who provides your care
Sa pamamagitan ng self-direction, maaari kang maging handa na:
- Pumili ng pinagkakatiwalaang miyembro ng pamilya o kaibigan bilang iyong bayad na tagapag-alaga
- Magkaroon ng mas malaking kontrol sa iyong araw-araw na iskedyul ng pangangalaga at mga pangangailangan sa suporta
Anuman pa man ang nagbibigay ng pangangalaga, lahat ng mga tagapag-alaga ay dapat na may halatang relasyon sa pamamagitan ng isang lisensyadong Residential Services Agency (RSA) tulad ng Family Love Care. Ang ahensya ay nag-aalaga ng payroll, tax withholding, at pagsunod sa pangalan ng tagapag-alaga, habang nagbibigay din ng RN oversight, monitoring ng kaligtasan ng pasyente, at pagsasanay sa tagapag-alaga — upang maaari kang makapag-focus sa pagtanggap ng pangangalagang kailangan mo.
The Application Process
The CPAS application process takes approximately 3 months. Here are the steps in order.
Initial Contact
Reach out to Family Love Care for a free CPAS eligibility pre-screening. Our team will guide you and connect you with Maryland Access Point (MAP) to begin the official application.
Medicaid Enrollment
You must have active Maryland Medicaid before a CPAS application can move forward. If you are not yet enrolled, apply through Maryland Health Connection or your local Department of Social Services.
Nurse Assessment
After Medicaid approval, a state nurse conducts an in-home assessment to evaluate your functional needs, confirming you require assistance with at least one ADL.
Supports Planning
Once approved, a Support Planning Agency (SPA) develops your personalized Plan of Service, outlining your approved personal care services and hours.
Caregiver Setup
Family Love Care onboards your chosen caregiver and ensures all requirements are met, including training, payroll, and ongoing support.
Expert Guidance
How Family Love Care Helps You Navigate CPAS
Family Love Care specializes in navigating the CPAS eligibility process without confusion. Our team provides end-to-end support so your family can focus on care, not paperwork.
What FLC Helps With:
- Understanding CPAS eligibility for personal care services
- Preparing for functional assessment and supports planning
- Helping families establish paid caregivers
- Coordinating documentation
- Ongoing guidance to maintain and maximize benefits
Habang patuloy na lumalaki ang mga programa tulad ng CPAS at Community First Choice (CFC) noong 2026, ang access sa maaasikasong in-home support ay mas mahalaga kaysa dati para sa mga matatanda at mga indibidwal na may kapansanan.
Ang Family Love Care ay nagtutulungan kasama ang Maryland Department of Health framework upang tulungan kang mag-navigate sa mga kinakailangan at ma-access ang pangangalagang kailangan mo, upang maaari kang manatiling ligtas sa tahanan at mag-focus sa iyong kalusugan at pamilya.
Frequently Asked Questions
Common questions about Maryland CPAS eligibility
Mag-alaga ng Mahal sa Buhay —
At mabayaran!
Sa Family Love Care, maaari kang mabayaran para alagaan ang isang miyembro ng pamilya o kaibigan!
Binabayaran ng Medicaid!
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