Maryland CPAS Eligibility 2026: Your Essential Guide
Understanding CPAS eligibility is the first step to keeping your loved one at home. We break down the medical requirements, financial criteria, residence rules, and application process into a clear plan for your family.
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Program Overview
Understanding CPAS Eligibility
CPAS is a State Plan entitlement — meaning there is no waitlist. The program serves older adults and individuals with disabilities who need help with daily living activities while remaining in their homes and communities.
Compared to the CO Waiver, CPAS is more accessible because it does not require a nursing facility level of care. If you need assistance with at least one Activity of Daily Living (ADL), you may qualify.
많은 복잡한 Medicaid 면제 옵션과 달리 Maryland CPAS 프로그램은 주 계획 수급 프로그램이므로 자격이 있는 개인은 대기자 명단 없이 혜택을 받을 수 있습니다.
이 프로그램은 요양시설 수준의 돌봄이 필요한 사람들만이 아니라 일상생활 활동에 도움이 필요한 개인에게 가정 및 지역사회 기반 서비스를 제공하여 필요한 지원을 받으면서 집에서 안전하게 생활할 수 있도록 도와줍니다.
Medical Necessity Requirements
CPAS requires a demonstrated medical need for assistance with daily living — but the threshold is more accessible than other Maryland programs
ADL Requirement
CPAS requires assistance with at least one Activity of Daily Living (ADL). This is more accessible than the CO Waiver and CFC, which require a full nursing facility level of care.
Independence Focus
The Maryland Department of Health designed CPAS to help individuals maintain their independence. The program supports those who need moderate assistance without requiring the higher level of care associated with nursing home placement.
Financial Eligibility Criteria
You must qualify for Maryland Medicaid first. Multiple pathways are available depending on your situation.
Maryland Medicaid에는 여러 자격 경로가 있으며, 소득 한도는 나이, 프로그램 유형 및 가구 상황에 따라 다릅니다. 처음에 소득이 초과하는 것으로 보이는 많은 개인도 다음 경로 중 하나를 통해 자격을 충족할 수 있습니다:
SSI Pathway
SSI recipients automatically qualify for Maryland Medicaid, simplifying the CPAS application process.
Medically Needy (Spend-Down)
If your income exceeds the standard limit, you may still qualify by applying medical expenses toward the income threshold.
Asset Limits
Approximately $2,500 for an individual and $3,000 for married couples. Primary residence is typically excluded from the asset calculation.
Because eligibility rules are complex and updated annually, we strongly recommend contacting Family Love Care for a free eligibility pre-screening before drawing any conclusions about whether you qualify.
Residence Requirements
CPAS services must be delivered in an approved community setting — not in institutional facilities
Approved Settings
- Your own home
- Home of a family member or friend
- Approved community-based environments
Not Available In
Assisted Living Facilities
CPAS is not available for individuals residing in assisted living facilities. If a higher level of care is needed, the CO Waiver may be more appropriate.
이 프로그램은 개인이 지역사회 및 지원 시스템과 연결된 상태를 유지하면서 재가 개인 돌봄 서비스를 제공하도록 설계되었습니다.
Supports Planning and Case Management
Personal Plan of Care
After CPAS approval, you begin supports planning and case management. A supports planner is assigned to develop your personal plan of care, outlining the specific services and hours you receive.
This plan is tailored to your unique needs and is regularly reviewed to ensure it continues to serve you effectively.
Nurse Monitoring
Nurse monitoring is included with CPAS. A registered nurse (RN) conducts periodic visits to ensure:
- Care plan is medically appropriate
- Services are meeting current needs
- Changes in condition are identified and addressed
지속적인 지원 계획 및 간호사 모니터링을 통해 장기 서비스와 지원이 가정에서의 건강과 안전에 맞춰 효과적이고 적응 가능하며 일치하도록 보장합니다.
Self-Direction: Choose Your Own Caregiver
One of the most valuable benefits of CPAS is the ability to select who provides your care
자기 지시를 통해 다음을 할 수 있습니다:
- 신뢰할 수 있는 가족이나 친구를 유급 간병인으로 선택
- 일상 돌봄 일정 및 지원 필요에 대한 더 큰 통제권
누가 돌봄을 제공하든, 모든 간병인은 Family Love Care와 같은 면허를 받은 주거서비스기관(RSA)을 통해 고용되어야 합니다. 기관이 간병인을 대신하여 급여, 세금 원천징수 및 규정 준수를 처리하므로 필요한 돌봄을 받는 데 집중할 수 있습니다.
The Application Process
The CPAS application process takes approximately 3 months. Here are the steps in order.
Initial Contact
Reach out to Family Love Care for a free CPAS eligibility pre-screening. Our team will guide you and connect you with Maryland Access Point (MAP) to begin the official application.
Medicaid Enrollment
You must have active Maryland Medicaid before a CPAS application can move forward. If you are not yet enrolled, apply through Maryland Health Connection or your local Department of Social Services.
Nurse Assessment
After Medicaid approval, a state nurse conducts an in-home assessment to evaluate your functional needs, confirming you require assistance with at least one ADL.
Supports Planning
Once approved, a Support Planning Agency (SPA) develops your personalized Plan of Service, outlining your approved personal care services and hours.
Caregiver Setup
Family Love Care onboards your chosen caregiver and ensures all requirements are met, including training, payroll, and ongoing support.
Expert Guidance
How Family Love Care Helps You Navigate CPAS
Family Love Care specializes in navigating the CPAS eligibility process without confusion. Our team provides end-to-end support so your family can focus on care, not paperwork.
What FLC Helps With:
- Understanding CPAS eligibility for personal care services
- Preparing for functional assessment and supports planning
- Helping families establish paid caregivers
- Coordinating documentation
- Ongoing guidance to maintain and maximize benefits
2026년에 CPAS와 Community First Choice(CFC) 같은 프로그램이 계속 확대됨에 따라, 노인 및 장애인을 위한 신뢰할 수 있는 재가 지원 접근성이 그 어느 때보다 중요해지고 있습니다.
Family Love Care는 Maryland 보건부 프레임워크 내에서 요건을 탐색하고 필요한 돌봄을 이용할 수 있도록 도와드리며, 집에서 안전하게 건강과 가족에 집중할 수 있도록 지원합니다.
Frequently Asked Questions
Common questions about Maryland CPAS eligibility
사랑하는 가족을 돌보면서 급여를 받으세요!
Family Love Care와 함께라면, 가족이나 친구를 돌보면서 급여를 받을 수 있습니다!
Medicaid 지급!
자세한 내용은 문의해 주세요
로그인하여 정보를 자동 입력하세요
귀하의 데이터는 안전하고 비공개이며 HIPAA를 준수합니다.